Buying Smart

Whatever the market, well-priced good quality properties always attract competing buyers, with often those who have put themselves in a strong buying position having a key advantage over others. So to avoid missing out make sure you are well prepared. If you’re not well prepared prior to beginning your search for a property, hurrying into a purchase can cost you thousands of dollars instead of saving you money. Here are some things to look out for:

Compare home loans: There are just so many options out there offering everything from varying interest rates, establishment fees, exit fees, flexibility etc, so why not get someone else to do the work for you? Harcourts Financial Services look at all the latest options for you and sometimes provide you with better loan conditions than you can get from your own bank – and often at no cost.

Know your finances: Working with a mortgage broker will enable you to have your home loan pre-approved so you can act on a property as soon as you see it. It will enable you to act without the additional stress and cost that can be involved in putting your finances together last minute.

Know why you’re buying: If buying a property for investment then capital growth and tax deductions might be of importance to you. If on the other hand you’re buying a home, your priorities will be different, so have these issues well thought-through before you start looking. As emotions can clearly cloud your judgement, a good clear list of priorities will also help you recognise ‘the one’ and act quickly.

Government Stamp Duty Charges – Victoria

For further information, advise or to be put in touch with a broker contact one of our sales consultants at Harcourts City Residential.

Dionne Wilson


Director – Harcourts City Residential

Ph: 03 9664 8100          Mob: 0417 318 705

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*Harcourts City Residential has gathered this information to provide an interesting document for apartment owners and prospective purchasers. Harcourts City Residential may not have affected any or all of the transactions noted; rather we’ve gathered as much market information as possible on ALL transactions to be as conclusive as possible.

Information contained herein is gathered from a range of sources including but not limited to; The Age Property Results, The Herald Sun Property Results, Valuer General Information & Agents own investigations. All efforts are made to verify the information provided. The information is not to be relied upon or used in dealings with third parties and people should make their own investigations regarding their own property or personal circumstances. Opinions offered are just that, our opinions & observations and should not be treated as fact.

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